The Effects of Credit Access on Mobility and Neighborhood Choice
A person’s neighborhood has large effects on their wellbeing and economic opportunities. A key factor limiting where people can live is their ability to obtain a mortgage, suggesting that credit access affects neighborhood choice. Economists Carl Liebersohn and Greg Howard will examine the extent to which access to credit explains household mobility and neighborhood choice. They will analyze data from the University of California Consumer Credit Panel, the American Community Survey, Zillow Research, and the Stanford Education Data Archive for their study.