About This Book
This booklet reprints an address delivered before the National Conference of Charities and Correction in Indianapolis, Indiana, on May 15, 1916. It includes a list of publications on cooperative credit published by the Russell Sage Foundation. The author argues that it cooperative credit associations are best suited to advancing money to the workingman. He notes that in the United States this type of association is known as a credit union and is designed to encourage thrift, promote industry, and train its members in business methods and self-government.
ARTHUR H. HAM was director of the remedial loans division of the Russell Sage Foundation.