"Bill Maurer has a unique talent for communicating the most sophisticated theoretical con cepts in ways that can be brought to bear upon pressing social issues. Pious Property engages with matters of immediate political concern in a way that is both remarkably sensitive to the complexities of the issues and yet always accessible to a broad readership. Along the way, it provides a powerful demonstration of the unique contributions ethnography can make to our understanding of cutting edge policy problems."
-ANNELISE RILES, professor of anthropology and law, Cornell University

"How do Muslims in the United States finance their homes? And by what means, given the religious injunction against interest, do Islamic bankers make mortgages available to their cli ents? In this fascinating, highly accessible new book, Bill Maurer, one of the most imaginative anthropologists of his generation, shows us how the ordinary practice of house-buying illumi nates contemporary Islamic law and, yet more significantly, the cultural citizenship of Muslim Americans in the delicate years since 9/11. Breaking with received social science concepts, Pious Property offers an intriguing analysis of the way in which home finance, filtered through Islam, has acquired a 'charisma of form' at the point of intersection between the religious and secular. In so doing, it succeeds splendidly-and importantly-in unsettling Euro-American stereotypes of Islam and Muslims."
-JOHN COMAROFF, Harold H. Swift Distinguished Service Professor, University of Chicago, and senior research fellow, American Bar Foundation

"Pious Property is a magnificent contribution to the growing literature on Muslims in the United States. Accessible, cogent, and original, by a leading anthropologist of law and society, this book provides valuable insight into the marriage of pragmatism and idealism evident in the expansion of Islamic financial instruments. By touching on the historical debates about the sinfulness of interest-bearing debt in Christian terms, Bill Maurer draws significant parallels and makes sense of how the contemporary context of opportunity (the American dream) conditions the evolution of Muslim practices in the United States. This book will bring the study of American Islam to the fore of mainstream scholarship about the relationship between law, religion, and economics."
-KATHLEEN M. MOORE, associate professor and chair, Law and Society Program, University of California, Santa Barbara

Owning a home has always been central to the American dream. For the more than one million Muslims in the United States, this is no exception. However, the Qur'an forbids the payment of interest, which places conventional home financing out of reach for observant Muslims. To meet the growing Muslim demand for home purchases, a market for home financing that would be halal, or permissible under Islamic law, has emerged. In Pious Property, anthropologist William Maurer profiles the emergence of this new religiously based financial service and explores the ways it reflects the influence of Muslim practices on American economic life and vice versa.

Pious Property charts the development of Islamic mortgages in America, starting with Islamic interpretations of the prohibition against riba—literally translated as "increase" but interpreted as "usury" or "interest." Maurer then explores the different practices that have emerged as permissible options for Islamic homebuyers—such as lease-to-own arrangements, profit-loss sharing, and cost-plus contracts—and explains how they have gained acceptance in the Islamic community by relying on payment schemes that avoid standard interest rate payments. Using interviews with Muslim homebuyers and financiers, and in-depth analysis of two companies that provide mortgage alternatives to Muslims, Maurer discovers an interesting paradox: progressive Muslims tend to use financial contracts that seemingly comply better with the prohibition against interest, while traditional Muslims seem more inclined to take on financing very similar to interest-based mortgages. Maurer finds that Muslims make their decisions about using Islamic mortgage alternatives based not only on the views of religious scholars, but also on their conceptions of how business is supposed to be conducted in America. While one form of Islamic financing is seemingly more congruent with the prohibition against riba, the other exhibits more of the qualities of American mortgages—anonymity and standardized forms. The appearance that an Islamic financing instrument is legal and professional leaves many Muslim homebuyers with the impression that it is halal, revealing the influence of American capitalism on Muslim Americans’ understanding of their religious rules.

The market for halal financial products exists at the intersection of American and Islamic culture and is emblematic of the way that, for centuries, America's newcomers have adapted to and changed the fabric of American life. In Pious Property, William Maurer explores this rapidly growing economic phenomenon with historical perspective and scholarly insight.

BILL MAURER is associate professor of anthropology at the University of California, Irvine.
 

Stewart Macaulay teaches contracts at the University of Wisconsin Law School and is interested in the part the legal system plays in implementing, regulating, and hindering economic relationships, and how it does these things. This book is a descriptive analysis of organizational change that has resulted from automobile dealers' attempts to find a legal remedy for what they consider unfair practices of the manufacturers. It advances our understanding of the limitations and the positive functions of formal rules in the regulation of human conduct, and shows how informal procedures can develop as a result of pressure for changes in the formal rules.

STEWART MACAULAY teaches contracts at the University of Wisconsin Law School.

"This highly authoritative study could not be more timely. At a time when many developed countries are having to strengthen their minimum wage provisions in the wake of retreating trade unionism, Low- Wage Work in the United Kingdom's use of sectoral studies greatly enriches our understanding of the causes and consequences of low pay in Britain."
-WILLIAM BROWN, Montague Burton Professor of Industrial Relations and Master of Darwin College, Cambridge University

"This excellent volume combines analysis of the general trends underlying the dramatic growth of low-wage employment in the United Kingdom with detailed case studies of industries in which such work is concentrated. Readers will gain a deeper understanding of the ways in which new government policies and declining trade union influence combined to transform British labor markets over the last three decades, leading to the expansion of low-wage work not only among women, immigrants and racial-ethnic minorities, but also among men across the demographic spectrum. The industry case studies draw on rich, original qualitative data to construct compelling on-the-ground portraits of low-wage work in a variety of settings. A final chapter includes discussion of public policy recommendations. Low-Wage Work in the United Kingdom is a provocative and much-needed analysis that should interest not only area specialists but anyone concerned about the recent proliferation of low-wage work in advanced capitalist societies on both sides of the Atlantic."
-RUTH MILKMAN, professor of sociology and director, Institute of Industrial Relations, University of California, Los Angeles

"Part of an international cross-country program of research on low-wage work, this outstanding study by leading labor economists illuminates the nature, scale, and significance of low-wage work in the United Kingdom. It demonstrates the centrality of low-wage employment to the workings of the contemporary British economy and exposes its deleterious effects on the workers that undertake it. Low-Wage Work in the United Kingdom contradicts, among other things, the pernicious myth that work is increasingly dominated by high value, high-wage knowledge-based employment. It is vital reading for all researchers and policy-makers with a stake in building a better future for our labor force."
-PETER NOLAN, Montague Burton Professor of Industrial Relations, The University of Leeds

The United Kingdom's labor market policies place it in a kind of institutional middle ground between the United States and continental Europe. Low pay grew sharply between the late 1970s and the mid-1990s, in large part due to the decline of unions and collective bargaining and the removal of protections for the low paid. The changes instituted by Tony Blair's New Labour government since 1997, including the introduction of the National Minimum Wage, halted the growth in low pay but have not reversed it. Low-Wage Work in the United Kingdom explains why the current level of low-paying work remains one of the highest in Europe. The authors argue that the failure to deal with low pay reflects a policy approach which stressed reducing poverty, but also centers on the importance of moving people off benefits and into work, even at low wages. The U.K. government has introduced a version of the U.S. welfare to work policies and continues to stress the importance of a highly flexible and competitive labor market. A central policy theme has been that education and training can empower people to both enter work and to move into better paying jobs. The case study research reveals the endemic nature of low paid work and the difficulties workers face in escaping from the bottom end of the jobs ladder. However, compared to the United States, low paid workers in the United Kingdom do benefit from in-work social security benefits, targeted predominately at those with children, and entitlements to non-pay benefits such as annual leave, maternity and sick pay, and crucially, access to state-funded health care. Low-Wage Work in the United Kingdom skillfully illustrates the way that the interactions between government policies, labor market institutions, and the economy have ensured that low pay remains a persistent problem within the United Kingdom.

CAROLINE LLOYD is a senior research fellow at the Economic and Social Research Council Centre on Skills, Knowledge, and Organizational Performance.

GEOFF MASON is senior research fellow at the National Institute of Economic and Social Research, London.

KEN MAYHEW is fellow in economics at Pembroke College, Oxford.

CONTRIBUTORS: Marilyn Carroll, Johanna Commander, Eli Dutton, Damian Grimshaw, Susan James, Dennis Nickson,  Matthew Osborne, Jonathan Payne, Robert Solow, Philip Stevens , Chris Warhurst.

A Volume in the RSF Case Studies of Job Quality in Advanced Economies

A penetrating analysis of the Selective Service System: its recruiting services, the makeup and attitude of those who serve on local draft boards, the criteria for deferment or rejection from service, and the application of the principle of universality in the present draft laws. Using data from several sources, the study also explores the position of blacks with respect to military service. Comprehensive recommendations are set forth.

ROGER W. LITTLE is associate professor of sociology at the University of Illinois at Chicago Circle.

CONTRIBUTORS:  Harry A. Marimon, James W. Davis Jr., Gary Wamsley, Merrill Roff,  Charles C. Moskos Jr., Irvin G. Katenbrink Jr. 

Winner of the 1980 C. Wright Mills Award from the Society for the Study of Social Problems

Winner of the 1981 Gladys M. Kammerer Award from the American Political Science Association

Winner of the 1999 Aaron Wildavsky Enduring Contribution Award from the Policy Studies Organization

"A rich, mature piece of scholarship .... An excellent book."
–Douglas Yates, American Political Science Review

"Provocative, well written, and full of marvelous insights into the service patterns and practices of human services organizations.... A major contribution."
–Yeheskel Hasenfeld, Social Service Review

"A seminal study.... By far the most acutely observed and analytically interesting work on this general subject."
–Aaron Wildavsky

"Highly illuminating .... Provides valuable information on the interface between the street-level human-service bureaucrats and their clients."
–Frank Riessman, editor; Social Policy

"One of the most important recent books on urban affairs and administration."
–Choice

First published in 1980, Street-Level Bureaucracy received critical acclaim for its insightful study of how public service workers, in effect, function as policy decision makers, as they wield their considerable discretion in the day-to-day implementation of public programs. Three decades later, the need to bolster the availability and effectiveness of healthcare, social services, education, and law enforcement is as urgent as ever. In this thirtieth anniversary expanded edition, Michael Lipsky revisits the territory he mapped out in the first edition to reflect on significant policy developments over the last several decades. Despite the difficulties of managing these front-line workers, he shows how street-level bureaucracies can be and regularly are brought into line with public purposes.

Street-level bureaucrats—from teachers and police officers to social workers and legal-aid lawyers—interact directly with the public and so represent the frontlines of government policy. In Street-Level Bureaucracy, Lipsky argues that these relatively low-level public service employees labor under huge caseloads, ambiguous agency goals, and inadequate resources. When combined with substantial discretionary authority and the requirement to interpret policy on a case-by-case basis, the difference between government policy in theory and policy in practice can be substantial and troubling.

The core dilemma of street-level bureaucrats is that they are supposed to help people or make decisions about them on the basis of individual cases, yet the structure of their jobs makes this impossible. Instead, they are forced to adopt practices such as rationing resources, screening applicants for qualities their organizations favor, “rubberstamping” applications, and routinizing client interactions by imposing the uniformities of mass processing on situations requiring human responsiveness. Occasionally, such strategies work out in favor of the client. But the cumulative effect of street-level decisions made on the basis of routines and simplifications about clients can reroute the intended direction of policy, undermining citizens’ expectations of evenhanded treatment.

This seminal, award-winning study tells a cautionary tale of how decisions made by overburdened workers translate into ad-hoc policy adaptations that impact peoples’ lives and life opportunities. Lipsky maintains, however, that these problems are not insurmountable. Over the years, public managers have developed ways to bring street-level performance more in line with agency goals. This expanded edition of Street-Level Bureaucracy underscores that, despite its challenging nature, street-level work can be made to conform to higher expectations of public service.

MICHAEL LIPSKY is senior program director of Demos, a non-partisan public policy research and advocacy organization, and an affiliate professor at Georgetown University.

Foreword by Nicholas Lemann

"A brilliant book that both clarifies and explains the seemingly contradictory trends of a booming economy, wage stagnation, and growing income inequality." —Thomas B. Edsall, author, The New Politics of Inequality and political reporter at The Washington Post

More than a decade ago, Frank Levy's classic Dollars and Dreams offered an incisive analysis of the dramatic changes then taking place in the American standard of living. As wage stagnation and rising income inequality in the 1970s and early 80s began to undermine Americans' traditional economic optimism, Levy's book provided the first diagnosis of what he called the quiet depression. Since then, the U.S. economy has made a dramatic comeback, but economic insecurity remains widespread. New technologies, increased immigration, and global competition have opened up a new economic playing field, one with new rules and new winners and losers. The New Dollars and Dreams explores this puzzling economic landscape, in which low unemployment goes hand in hand with sluggish wage growth and high income inequality. This completely revised and expanded version of Levy's original book offers an invaluable guide to the sweeping economic, social, and political changes that have remade life in the United States over the past twenty-five years.

Levy tells a fascinating and insightful story about what happened to American incomes and jobs. His plot resists the simple truths of everyday journalism, and explains the economic and political twists and turns that have shaped the current American economy—including the oil and food price inflations of the 1970s, the market deregulations and corporate downsizings of the 1980s, the emergence of women as sole breadwinners in many families, the migration of jobs to the suburbs, and the computerization of work. The New Dollars and Dreams illuminates the key sources of inequality, with chapters that examine the disparate employment progress of whites, minorities, men, and women, and it carefully investigates the claim that the concentration of very high incomes is the result of a winner-take-all economy. Although the growth of the service economy is often blamed for inequality, Levy locates a more fundamental cause in the rising educational and skill demands brought about by restructuring of work in all sectors of the economy. An important part of the story also involves the transformation of the American family from extended and two-parent households to those headed by single mothers and lone individuals. By making sense of these complex trends, The New Dollars and Dreams offers crucial insights into why, despite a thriving economy, many Americans no longer feel secure in their financial futures.

FRANK LEVY is Daniel Rose Professor of Urban Economics at the Massachusetts Institute of Technology.

A Volume in the RSF Census Series

How diverse can, and should, TV programming be? And especially, in what precise ways does governmental regulation of TV affect (or fail to affect) the programs station owners produce—programs which, in the final analysis, shape in such large measure the values of Americans? It is to these timely and beguiling questions that Harvey Levin addresses his dispassionate assessment of the complex relationship between government and the TV industry. Analyzing data drawn from the history of the FCC's regulatory decisions, as well as from interviews with numerous government and industry officials, Professor Levin shows how the present form of restrictive governmental regulation almost always results in higher profits and rents for TV stations, with no concomitant increase in programming diversity.

In addition, Professor Levin investigates various other aspects of the media market, from the particular kinds of crucial decisions that are made when, for example, a newspaper owns a TV station, to the kinds of problems that arise when commercial rents are taxed to fund public TV; from the brand of programming we are offered when a monopoly controls a given TV market to the nature of programming in a situation of steady and fair competition. Following a comprehensive assessment, the author makes a compelling case for diversification of station ownership, in order to be "safe rather than sorry." He also argues for the entry of new stations, more extensive support of public TV, and some form of quantitative program requirements—all of which will help bring about greater program diversity.

Professor Levin's volume provides us with a fully documented and sharply focused analysis of the theories, policies, and problems of one of the most powerful and misunderstood of contemporary institutions.

HARVEY J. LEVIN is professor of economics at Hofstra University and senior research associate at the Center for Policy Research.

Reaffirms the importance of the larger kinship network through analysis of extensive data on the clients of one social agency. The authors show that the less kinship-oriented caseworkers often attempt to change clients' kin relationships in the direction of less involvement, raising questions about value differences in therapeutic practice. The book also points to the importance of concepts, such as those dealing with family kinship, that will enable the caseworker to appraise the client's social relationships more fully. The authors emphasize the benefits to be derived from a closer liaison between social work and social science.

HOPE JENSEN LEICHTER is associate professor at Columbia University's Teacher's College.

WILLIAM E. MITCHELL is research associate in anthropology in the Department of Psychiatry at the Vermont College of Medicine.

Winner of the 2010 Best Book Award from the Rationality and Society Section of the American Sociological Association

"Social Commitments in a Depersonalized World does not simply restate earlier findings but proposes a highly significant theory based on much prior research by its authors which both adds to sociological competencies and provides direction for institutional design .... The theory of social commitments outlined by Lawler, Thye, and Yoon, like all fundamental notions, is obvious once it is stated but the provision of the statement in the first place requires much effort, insight, and ingenuity."
-SOCIOLOGICAL REVIEW

"Social Commitments in a Depersonalized World is one of the most important books ever< written in sociology and, indeed, the social sciences in general .... What makes this work special is that it is not yet another speculative treatise, but a very careful, micro-based analysis. At a more theoretical level, this is one of the very few works in the last half century that has addressed the issue of micro-macro linkages with a theory capable of bridging these two realms of the social universe. This is one of the most important theory books written in sociology in my forty-five years as a sociologist."
-JONATHAN TURNER, University of California, Riverside

"This important book provides a general theory of how social solidarity is created in a world of individualized and marketized transactions. The authors show how the Hobbesian problem of order is solved by emotions that tie individual to individual. Even more important for upholding larger social structure are emotional ties from individual to group that charge up meaningful categories of social identity. This kind of solidarity does not happen automatically but only in certain kinds of group structures, especially those generating contagious emotions through shared responsibility for organizational tasks. The authors provide the micro-mechanisms, which solve macro problems, thereby giving key practical advice for organizations in business and nonprofit sector alike, for social movements and even for government."
-RANDALL COLLINS, University of Pennsylvania

"Edward Lawler, Shane Thye, and Jeongkoo Yoon are to be congratulated for an original and ingenious solution to the enduring problem of cohesion in fragmented world. Their thesis is that personal interaction and the dynamics of affect are the pervasive engines in the complex journey from micro- to macro-integration. Their story is thorough, scientifically based, and compelling. I predict that the sheer power of this story will guarantee its continuing influence in the coming decades."
-NEIL J. SMELSER, University of California, Berkeley

As individuals’ ties to community organizations and the companies they work for weaken, many analysts worry that the fabric of our society is deteriorating. But others counter that new social networks, especially those forming online, create important and possibly even stronger social bonds than those of the past. In Social Commitments in a Depersonalized World, Edward Lawler, Shane Thye, and Jeongkoo Yoon examine interpersonal and group ties and propose a new theory of social commitments, showing that multiple interactions, group activities and, particularly, emotional attachment, are essential for creating and sustaining alignments between individuals and groups.

Lawler, Thye, and Yoon acknowledge that long-term social attachments have proven fragile in a volatile economy where people increasingly form transactional associations—based not on collective interest but on what will yield the most personal advantage in a society shaped by market logic. Although person-to-group bonds may have become harder to sustain, they continue to play a vital role in maintaining healthy interactions in larger social groups from companies to communities. Drawing on classical and contemporary sociology, organizational psychology, and behavioral economics, Social Commitments in a Depersonalized World shows how affiliations—particularly those that involve a profound emotional component—can transcend merely instrumental or transactional ties and can even transform these impersonal bonds into deeply personal ones.

The authors study the structures of small groups, corporations, economic transactions, and modern nation-states to determine how hierarchies, task allocation, and social identities help or hinder a group’s vitality. They find that such conditions as equal status, interdependence, and overlapping affiliations figure significantly in creating and sustaining strong person-to-group bonds. Recurring collaboration with others to achieve common goals—along with shared responsibilities and equally valued importance within an organization—promote positive and enduring feelings that enlarge a person’s experience of a group and the significance of their place within it. Employees in organizations with strong person-to-group ties experience a more unified, collective identity. They tend to work more cost effectively, meet company expectations, and better regulate their own productivity and behavior.

The authors make clear that the principles of their theory have implications beyond business. With cultures pulling apart and crashing together like tectonic plates, much depends on our ability to work collectively across racial, cultural, and political divides. The new theory in Social Commitments in a Depersonalized World provides a way of thinking about how groups form and what it takes to sustain them in the modern world.

EDWARD J. LAWLER is Martin P. Catherwood Professor of Industrial and Labor Relations and professor of sociology at Cornell Univeristy.

SHANE R. THYE is professor of sociology at the University of South Carolina.

JEONGKOO YOON is professor of business administration at the Ewha University, South Korea.

"Two of America's most distinguished economists have brought together a stellar group of experts to analyze a remarkable decade. Such a confluence of superlatives should lead to an outstanding book, and indeed it has. In the 1990s the job machine ran full blast. What happened to wages, productivity, and inequality? And what can we expect in the years to come? This superb book will be the standard reference on these questions and will guide the thinking of professional economists and policy makers alike."
-PAUL OSTERMAN, MASSACHUSETTS INSTITUTE OF TECHNOLOGY

"What enabled the United States to combine high employment and low inflation during the second half of the 1990s? Can we hope to repeat this success during future economic expansions? The Roaring Nineties brings together many of our country's finest economists to explore these questions. Their essays are uniformly instructive, and both their shared conclusions and their disagreements add precision to the questions that future research must address. Neither academic economists nor policy makers can afford to ignore this state-of-the-art collection."
-WILLIAM A. GALSTON, UNIVERSITY OF MARYLAND

"Is there an inflation-safe unemployment rate? This question matters for our nation's economic health. The Roaring Nineties convinces us that even where science does not have definitive answers, it has the power to deepen public discourse by sweeping away misleading clichés, guesses, and political spin."
-KENNETH PREWITT, NEW SCHOOL UNIVERSITY

The positive social benefits of low unemployment are many—it helps to reduce poverty and crime and fosters more stable families and communities. Yet conventional wisdom—born of the stagflation of the 1970s—holds that sustained low unemployment rates run the risk of triggering inflation. The last five years of the 1990s—in which unemployment plummeted and inflation remained low—called this conventional wisdom into question. The Roaring Nineties provides a thorough review of the exceptional economic performance of the late 1990s and asks whether it was due to a lucky combination of economic circumstances or whether the new economy has somehow wrought a lasting change in the inflation-safe rate of unemployment.

Led by distinguished economists Alan Krueger and Robert Solow, a roster of twenty-six respected economic experts analyzes the micro- and macroeconomic factors that led to the unexpected coupling of low unemployment and low inflation. The more macroeconomically oriented chapters clearly point to a reduction in the inflation-safe rate of unemployment. Laurence Ball and Robert Moffitt see the slow adjustment of workers' wage aspirations in the wake of rising productivity as a key factor in keeping inflation at bay. And Alan Blinder and Janet Yellen credit sound monetary policy by the Federal Reserve Board with making the best of fortunate circumstances, such as lower energy costs, a strong dollar, and a booming stock market.

Other chapters in The Roaring Nineties examine how the interaction between macroeconomic and labor market conditions helped sustain high employment growth and low inflation. Giuseppe Bertola, Francine Blau, and Lawrence M. Kahn demonstrate how greater flexibility in the U.S. labor market generated more jobs in this country than in Europe, but at the expense of greater earnings inequality. David Ellwood examines the burgeoning shortage of skilled workers, and suggests policies—such as tax credits for businesses that provide on-the-job-training—to address the problem. And James Hines, Hilary Hoynes, and Alan Krueger elaborate the benefits of sustained low unemployment, including budget surpluses that can finance public infrastructure and social welfare benefits—a perspective often lost in the concern over higher inflation rates.

While none of these analyses promise that the good times of the 1990s will last forever, The Roaring Nineties provides a unique analysis of recent economic history, demonstrating how the nation capitalized on a lucky confluence of economic factors, helping to create the longest peacetime boom in American history.

ROBERT SOLOW is Institute Professor Emeritus, M.I.T., and a Nobel laureate in economics.

ALAN KRUEGER is professor of economics at Princeton University.

CONTRIBUTORS: Katharine G. Abraham, Laurence Ball, Giusepe Bertola, Rebecca M. Blank,  Francine D. Blau,  Alan S. Blinder,  Jessica Cohen,  William T. Dickens,  David T. Ellwood,  James R. Hines Jr., Hilary W. Hoynes,  George Johnson,  Lawrence M. Kahn,  Lisa M. Lynch, Robert Moffitt, Stephen J. Nickell,  Adam Posen,  Matthew D. Shapiro,  Robert Shimer,  Matthew J. Slaughter,  Douglas Staiger,  James H. Stock, Janet L. Yellen, Mark W. Watson.

Copublished with The Century Foundation