Teachers, social workers, psychologists, and sociologists carried out an ambitious, six-year experiment in individual casework and group therapy with potential problem girls in a New York City vocational high school. Conducted in collaboration with Youth Consultation Service, this provocative study provides valuable data on adolescent girls—and raises compelling questions on the extent to which casework can be effective in interrupting deviant careers.

HENRY J. MEYER is professor in the School of Social Work and the Department of Sociology at the University of Michigan.

EDGAR F. BORGATTA is chairman of the Department of Sociology at the University of Wisconsin.

WYATT C. JONES is senior research scientist in the School of Social Work at Columbia University

ELIZABETH P. ANDERSON is director of Youth Consultation Service.

HANNA GRUNWALD is group therapy consultant.

DOROTHY HEADLEY is senior group therapist.

Despite ongoing efforts to maintain ethical standards, highly publicized episodes of corporate misconduct occur with disturbing frequency. Firms produce defective products, release toxic substances into the environment, or permit dangerous conditions to existin their workplaces. The propensity for irresponsible acts is not confined to rogue companies, but crops up in even the most respectable firms. Codes of Conduct is the first comprehensive attempt to understand these problems by applying the principles of modern behavioral science to the study of organizational behavior.

Codes of Conduct probes the psychological and social processes through which companies and their managers respond to a wide array of ethical dilemmas, from risk and safety management to the treatment of employees. The contributors employ a wide range of case studies to illustrate the effects of social influence and group persuasion, organizational authority and communication, fragmented responsibility, and the process of rationalization. John Darley investigates how unethical acts are unintentionally assembled within organizations as a result of cascading pressures and social processes. Essays by Roderick Kramer and David Messick and by George Loewenstein focus on irrational decision making among managers. Willem Wagenaar examines how worker safety is endangered by management decisions that focus too narrowly on cost cutting and short time horizons. Essays by Baruch Fischhoff and by Robyn Dawes review the role of the expert in assessing environmental risk.

Robert Bies reviews evidence that employees are more willing to provide personal information and to accept affirmative action programs if they are consulted on the intended procedures and goals. Stephanie Goodwin and Susan Fiske discuss how employees can be educated to base office judgments on personal qualities rather than on generalizations of gender, race, and ethnicity. Codes of Conduct makes an important scientific contribution to the understanding of decisionmaking and social processes in business, and offers clear insights into the design of effective policies to improve ethical conduct.

DAVID M. MESSICK is at the Kellogg School at Northwestern University.

ANN E. TENBRUNSEL is at the College of Business Administration, University of Notre Dame.

CONTRIBUTORS: Jonathan Baron, Max H. Bazerman, Maura A. Belliveau, Francisco J. Benzoni, Robert J. Bies, Marilynn B. Brewer, Robert B. Cialdini, John M. Darley, Robyn M. Dawes, Thomas Donaldson, Baruch Fischhoff, Susan T. Fiske, Robert H. Frank, Stephanie A. Goodwin, Russell Hardin, Helmut Jungermann, Joshua Klayman, Roderick M. Kramer, George Loewenstein, Robert Mauro, Ann L. McGill, David M. Messick, Myron Rothbart, Ann E. Tenbrunsel, Tom R. Tyler, Kimberly A. Wade-Benzoni, Willem A. Wagenaar, and Patricia H. Werhane.

During the 1990s, both the United States and Britain shifted from entitlement to work-based systems for supporting their poor citizens. Much research has examined the implications of welfare reform for the economic well-being of the poor, but the new legislation also affects our view of democracy—and how it ought to function. By eliminating entitlement and setting behavioral conditions on aid, welfare reform challenges our understanding of citizenship, political equality, and the role of the state. In Welfare Reform and Political Theory, editors Lawrence Mead and Christopher Beem have assembled an accomplished list of political theorists, social policy experts, and legal scholars to address how welfare reform has affected core concepts of political theory and our understanding of democracy itself.

Welfare Reform and Political Theory is unified by a common set of questions. The contributors come from across the political spectrum, each bringing different perspectives to bear. Carole Pateman argues that welfare reform has compromised the very tenets of democracy by tying the idea of citizenship to participation in the marketplace. But William Galston writes that American citizenship has in some respects always been conditioned on good behavior; work requirements continue that tradition by promoting individual responsibility and self-reliance—values essential to a well-functioning democracy. Desmond King suggests that work requirements draw invidious distinctions among citizens and therefore destroy political equality. Amy Wax, on the other hand, contends that ending entitlement does not harm notions of equality, but promotes them, by ensuring that no one is rewarded for idleness. Christopher Beem argues that entitlement welfare served a social function—acknowledging the social value of care—that has been lost in the movement towards conditional benefits. Stuart White writes that work requirements can be accepted only subject to certain conditions, while Lawrence Mead argues that concerns about justice must be addressed only after recipients are working. Alan Deacon is well to the left of Joel Schartz, but both say government may actively promote virtue through social policy—a stance some other contributors reject.

The move to work-centered welfare in the 1990s represented not just a change in government policy, but a philosophical change in the way people perceived government, its functions, and its relationship with citizens. Welfare Reform and Political Theory offers a long overdue theoretical reexamination of democracy and citizenship in a workfare society.

LAWRENCE M. MEAD is professor of politics at New York University.

CHRISTOPHER BEEM is a program officer at The Johnson Foundation.

CONTRIBUTORS:  Alan Deacon, William A. Galston,  Desmond King,  Carole Pateman, Joel Schwartz, Amy L. Wax,  Stuart White.  

"Extremely coherent and useful, this much needed volume is concerned with the current status of the poor in Western industrial states. Its closely linked essays allow comparisons between case studies and are often themselves cross-national comparisons....The essays also comment on the meaning of globalization for social policy." —Choice

"Excellent and tightly integrated articles by a group of prominent international scholars....A timely and important book, which will surely become the basic reference point for all future research on inequality and social policy." —Contemporary Sociology

The social safety net is under strain in all Western nations, as social and economic change has created problems that traditional welfare systems were not designed to handle. Poverty, Inequality, and the Future of Social Policy provides a definitive analysis of the conditions that are fraying the social fabric and the reasons why some countries have been more successful than others in addressing these trends. In the United States, where the poverty rate in the 1980s was twice that of any advanced nation in Europe, the social protection system—and public support for it—has eroded alarmingly. In Europe, the welfare system more effectively buffered the disadvantaged, but social expenditures have been indicted by many as the principal cause of high unemployment.

Concluding chapters review the progress and goals of social welfare programs, assess their viability in the face of creeping economic, racial, and social fragmentation, and define the challenges that face those concerned with social cohesion and economic prosperity in the new global economy. This volume illuminates the disparate effects of government intervention on the incidence and duration of poverty in Western countries. Poverty, Inequality, and the Future of Social Policy is full of lessons for anyone who would look beyond the limitations of the welfare debate in the United States.

KATHERINE McFATE is associate director for social policy at the Joint Center for Political and Economic Studies in Washington.

ROGER LAWSON is senior lecturer in social policy at the University of Southampton, England.

WILLIAM JULIUS WILSON is Malcolm Wiener Professor of Social Policy at Harvard University.

CONTRIBUTORS: Timothy Smeeding, Lee Rainwater, Greg J. Duncan, Bjorn Gustafsson, Richard Hauser, Gunter Schmaus, Stephen Jenkins, Hans Messinger, Ruud Muffels, Brian Nolan, Jean-Claude Ray, Wolfgang Voges, Susan Mayer, Guy Standing, Peter Gottschalk, Mary Joyce, Sheila B. Kamerman, Nadine Lefaucheur, Siv Gustafsson, Ruth Rose, Sara McLanahan, Irwin Garfinkel, aul Osterman, Bernard Casey, Enrico Pugliese, Troy Duster, Alejandro Portes, Min Zhou,Ian Gordon, Loic Wacquant, Sophie Body-Gendrot, Colin Brown, Justus Veenman, Hugh Heclo, Roger Lawson, William Julius Wilson. 

Behavioral economics questions the basic underpinnings of economic theory, showing that people often do not act consistently in their own self-interest when making economic decisions. While these findings have important theoretical implications, they also provide a new lens for examining public policies, such as taxation, public spending, and the provision of adequate pensions. How can people be encouraged to save adequately for retirement when evidence shows that they tend to spend their money as soon as they can? Would closer monitoring of income tax returns lead to more honest taxpayers or a more distrustful, uncooperative citizenry? Behavioral Public Finance, edited by Edward McCaffery and Joel Slemrod, applies the principles of behavioral economics to government's role in constructing economic and social policies of these kinds and suggests that programs crafted with rational participants in mind may require redesign.
Behavioral Public Finance looks at several facets of economic life and asks how behavioral research can increase public welfare. Deborah A. Small, George Loewenstein, and Jeff Strnad note that public support for a tax often depends not only on who bears its burdens, but also on how the tax is framed. For example, people tend to prefer corporate taxes over sales taxes, even though the cost of both is eventually extracted from the consumer. James J. Choi, David Laibson, Brigitte C. Madrian, and Andrew Metrick assess the impact of several different features of 401(k) plans on employee savings behavior. They find that when employees are automatically enrolled in a retirement savings plan, they overwhelmingly accept the status quo and continue participating, while employees without automatic enrollment typically take over a year to join the saving plan. Behavioral Public Finance also looks at taxpayer compliance. While the classic economic model suggests that the low rate of IRS audits means far fewer people should voluntarily pay their taxes than actually do, John Cullis, Philip Jones, and Alan Lewis present new research showing that many people do not underreport their incomes even when the probability of getting caught is a mere one percent.

Human beings are not always rational, utility-maximizing economic agents. Behavioral economics has shown how human behavior departs from the assumptions made by generations of economists. Now, Behavioral Public Finance brings the insights of behavioral economics to analysis of policies that affect us all.

EDWARD J. MCCAFFERY is Robert C. Packard Trustee Chair in Law and Political Science at the University of Southern California and visiting professor of law and economics at the California Institute of Technology.

JOEL SLEMROD is Paul W. McCracken Collegiate Professor of Business Economics and Public Policy, director of the Office of Tax Policy Research in the Stephen M. Ross School of Business, and professor of economics at the University of Michigan.

CONTRIBUTORS: Caroline Adams, Jonathan Baron, James J. Choi, Terrence Chorvat, John Cullis, Henk Elffers, Richard A. Epstein, Hanming Fang, Lee Anne Fennell, Bruno S. Frey, Howell E. Jackson, Philip Jones, David Laibson, Alan Lewis, George Loewenstein, Brigitte C. Madrian, Edward J. McCaffery, Andrew Metrick, Joel Slemrod, Dan Silverman, Deborah A. Small, Jeff Strnad, Alois Stutzer, and Paul Webley.

Owning a home has always been central to the American dream. For the more than one million Muslims in the United States, this is no exception. However, the Qur'an forbids the payment of interest, which places conventional home financing out of reach for observant Muslims. To meet the growing Muslim demand for home purchases, a market for home financing that would be halal, or permissible under Islamic law, has emerged. In Pious Property, anthropologist William Maurer profiles the emergence of this new religiously based financial service and explores the ways it reflects the influence of Muslim practices on American economic life and vice versa.

Pious Property charts the development of Islamic mortgages in America, starting with Islamic interpretations of the prohibition against riba—literally translated as "increase" but interpreted as "usury" or "interest." Maurer then explores the different practices that have emerged as permissible options for Islamic homebuyers—such as lease-to-own arrangements, profit-loss sharing, and cost-plus contracts—and explains how they have gained acceptance in the Islamic community by relying on payment schemes that avoid standard interest rate payments. Using interviews with Muslim homebuyers and financiers, and in-depth analysis of two companies that provide mortgage alternatives to Muslims, Maurer discovers an interesting paradox: progressive Muslims tend to use financial contracts that seemingly comply better with the prohibition against interest, while traditional Muslims seem more inclined to take on financing very similar to interest-based mortgages. Maurer finds that Muslims make their decisions about using Islamic mortgage alternatives based not only on the views of religious scholars, but also on their conceptions of how business is supposed to be conducted in America. While one form of Islamic financing is seemingly more congruent with the prohibition against riba, the other exhibits more of the qualities of American mortgages—anonymity and standardized forms. The appearance that an Islamic financing instrument is legal and professional leaves many Muslim homebuyers with the impression that it is halal, revealing the influence of American capitalism on Muslim Americans’ understanding of their religious rules.

The market for halal financial products exists at the intersection of American and Islamic culture and is emblematic of the way that, for centuries, America's newcomers have adapted to and changed the fabric of American life. In Pious Property, William Maurer explores this rapidly growing economic phenomenon with historical perspective and scholarly insight.

BILL MAURER is associate professor of anthropology at the University of California, Irvine.
 

Stewart Macaulay teaches contracts at the University of Wisconsin Law School and is interested in the part the legal system plays in implementing, regulating, and hindering economic relationships, and how it does these things. This book is a descriptive analysis of organizational change that has resulted from automobile dealers' attempts to find a legal remedy for what they consider unfair practices of the manufacturers. It advances our understanding of the limitations and the positive functions of formal rules in the regulation of human conduct, and shows how informal procedures can develop as a result of pressure for changes in the formal rules.

STEWART MACAULAY teaches contracts at the University of Wisconsin Law School.

This comprehensive work—relevant to the major issue of the relation of social knowledge to political power—argues for strengthening the role of the social sciences in the federal government. It calls for a central organization for the social sciences and for better integration of research within the federal agencies. It underscores the various factors that might help to bring about this goal.

GENE M. LYONS is professor of government at Dartmouth College.
 

The reach of the social and behavioral sciences is currently so broad and interdisciplinary that staying abreast of developments has become a daunting task. The thirty papers that constitute Leading Edges in Social and Behavioral Science provide a unique composite picture of recent findings and promising new research opportunities within most areas of social and behavioral research. Prepared by expert scholars under the auspices of the National Academy of Sciences, these timely and well-documented reports define research priorities for an impressive range of topics:

Part I: Mind and Brain

Part II: Behavior in Social Context

Part III: Choice and Allocation

Part IV: Evolving Institutions

Part V: Societies and International Orders

Part VI: Data and Analysis

R. DUNCAN LUCE is Distinguished Professor of Cognitive Science and director of the Irvine Research Center in Mathematic Behavioral Science at the University of California, Irvine.

NEIL J. SMELSER is University Professor of Sociology at the University of California, Berkeley.

DEAN R. GERSTEIN is study director at the National Research Council, National Academy of Sciences.

CONTRIBUTORS: Norma Graham, Linda Bartosik, Albert S. Bregman, Julian Hichberg, Azriel Rosenfeld, Michael Studdert-Kennedy, R. Duncan Luce, Richard Thompson, Carol Barnes, Thomas Carew, Lon Cooper, Michela Gallagher, Michael Posner, Robert Rescola, Daniel Schachter, Larry Squire, Alan Wagner, Saul Steinebers, Fergus I.M. Clark, John Jonedes, Walter Kinsch, Stephen M. Kosslyn, James L. McClelland, Raymond S. Nickerson, James Greeno, Frederick J. Newmeyer, Antonio R. Damasio, Merrill Garrett, Mark Lieberman, David Lightfoot, Howard Poizner, Thomas Roeper, Eleanor Saffran, Ivan Sag, Victoria Fromkin, Herbert Pick, Ann L. Brown, Carol Dweck, Robert Emde, Frank Keil, David Klahr, Ross S. Parke, Steven Pinker, Rochel Gelman, David S. Krantz, Leonard Epstein, Norman Garmezy, Marcha Ory, Leonard Perlin, Judith Rodin, Marvin Stein, John F. Kihlstrom, Ellen Berscheid, John Darley, Reid Hastie, Harold Kelley, Sheldon Stryker, Edward E. Jones, Nancy M,. Henley, Rose Laub Cosner, Jane Flax, Naomi Quinn, Kathryn Rish Sklar, Sherry B. Ortner, Alfred Blumstein, Richard Berk, Philip Cook, David Farrington, Samuel Krislov, Albert J. Reiss Jr., Franklin Zimring, William Riker, James S. Coleman, Bernard Grofman, Michael Hechter, John Ledyard, Charles Plott, Kenneth Shepsle, John Ferejohn,  Mark Machina, Robin Hogarth, Kenneth MacCrimmon, John Roberts, Alvin Roth, Paul Slovic, Rihard Thaler, Oliver Williamson, Jerry Hausman, Paul Joskow, Roger Noll, Vernon Smith, David Wise, Stanley Reiter, Kenneth Arrow, Lance Davis, Paul Dimaggio, Mark Granovetter, Jerry Green, Theodore Groves, Michael Hannan, Andrew Postlewaite, Roy Radner, Karl Shell, Leonid Hurwicz, Frank Stafford, Jamoes Baron, Danier Hamermesh, Christopher Jencks, Ross Stolzenberg, Donald J. Treiman, Stanley Fischer, William Beeman, Rudiger Dornbusch, Thomas Sargent, Robert Schiller, Lawrence Summers, Glynn Isaac, Robert Blumenschine, Margaret Conkey, Terry Deacon, Irven Devore, Peter Ellison, Richard Milton, David Pilbeam, Richard Potts, Kathy Schick, Margaret Schoeninger, Andrew Sillen, John Speth, Nicholas Toth, Sherwood Washburn, Douglas C. North, Robert Bates, Robert Brenner, Elizabeth Colson, Kent Flannery, Vernon Smith, Neil Smelser, Samuel Preson, Ansley Coale, Kingsley Davis, Geoffrey McNicoll, Jane Menken, T. Paul Schultz, Daniel Vining, John Modell, Margaret Clark, William Goode, William Kessen, Robert Willis, John Quigley, Alex Anas, Geoffrey Hewings, Risa Palm, James Fernandez, Keith Basso, Karen Blu, Kenneth Boulding, Stepher Gudeman, Michael Kearney, Goerge Marcus, Dennis McGilvary, Emiko Ohnuki-Tierney, William Sewell, Daniel H. Levine, Leonard Binder, Thomas Bruneau, Jean Comaroff, Susan Harding, Charles Keyes, Robert Wuthnow, Dorothy Nelkin, Charles Rosenberg, Theda Skocpol, Martin Bulmer, Thomas Joster, Donald McCloskey, Arnold Thackeray, Carol Weiss, Peter Evans, Bruce Cumings, Albert Fishlow, Peter Gourevitch, John Meyer, Alejandro Portes, Barbara Stallings, Robert Jervis, Josh Lederberg, Robert North, Steven Rosen, Dina Zinnes, Warren Miller, Martin David, James Davis, Bruce Russett, Kimball Romney, Norman Bradburn, J. Douglas Carol. Roy D'Andrade, Jean Claude Falmagne, Paul Holland, Lawrence Hubert, Edward E. Leamer, John W. Pratt, Cliffors C. Clogg, Bert F. Green, Michael Hannan, Jerry A. Hausman, William H. Kruskal, Donald B. Rubin, I. Richard Savaga, John W. Turkey, Kenneth W. Wachter, Leo A. Goodman.

How do people decide whether to sacrifice now for a future reward or to enjoy themselves in the present? Do the future gains of putting money in a pension fund outweigh going to Hawaii for New Year's Eve? Why does a person's self-discipline one day often give way to impulsive behavior the next? Time and Decision takes up these questions with a comprehensive collection of new research on intertemporal choice, examining how people face the problem of deciding over time.

Economists approach intertemporal choice by means of a model in which people discount the value of future events at a constant rate. A vacation two years from now is worth less to most people than a vacation next week. Psychologists, on the other hand, have focused on the cognitive and emotional underpinnings of intertemporal choice. Time and Decision draws from both disciplinary approaches to provide a comprehensive picture of the various layers of choice involved.

Shane Frederick, George Loewenstein, and Ted O'Donoghue introduce the volume with an overview of the research on time discounting and focus on how people actually discount the future compared to the standard economic model. Alex Kacelnik discusses the crucial role that the ability to delay gratification must have played in evolution. Walter Mischel and colleagues review classic research showing that four year olds who are able to delay gratification subsequently grow up to perform better in college than their counterparts who chose instant gratification. The book also delves into the neurobiology of patience, examining the brain structures involved in the ability to withstand an impulse.

Turning to the issue of self-control, Klaus Wertenbroch examines the relationship between consumption and available resources, showing, for example, how a high credit limit can lead people to overspend. Ted O'Donoghue and Matthew Rabin show how people's awareness of their self-control problems affects their decision-making. The final section of the book examines intertemporal choice with regard to health, drug addiction, dieting, marketing, savings, and public policy.

All of us make important decisions every day-many of which profoundly affect the quality of our lives. Time and Decision provides a fascinating look at the complex factors involved in how and why we make our choices, so many of them short-sighted, and helps us understand more precisely this crucial human frailty.

GEORGE LOEWENSTEIN is professor of economics and psychology, Department of Social and Decision Sciences, Carnegie Mellon University.

DANIEL READ is reader in operational research, London School of Economics and Political Science.

ROY F. BAUMEISTER is the Eppes Professor of Psychology, Florida State University.