This booklet reprints an address delivered before the National Conference of Charities and Correction in Indianapolis, Indiana, on May 15, 1916. It includes a list of publications on cooperative credit published by the Russell Sage Foundation. The author argues that it cooperative credit associations are best suited to advancing money to the workingman. He notes that in the United States this type of association is known as a credit union and is designed to encourage thrift, promote industry, and train its members in business methods and self-government.

ARTHUR H. HAM was director of the remedial loans division of the Russell Sage Foundation.

This booklet is the Yiddish translation of “The Cooperative People’s Bank.”

ALPHONSE DESJARDINS was president and manager of La Caisse Populaire de Levis and general director of L’Action Populaire Economique.

This booklet, published by the Division of Remedial Loans of the Russell Sage Foundation, provides the draft of a proposed law regulating pawnbrokers.

This booklet was intended to form part of the legal section of a general survey of small loans prepared by the Russell Sage Foundation. Topics include the small loan business subject to regulation under police power, regulations restrained in part by state and federal constitutions, small loan legislation valid under the principle of constitutional classification, miscellaneous constitutional requirements, and who may raise questions on the constitutionality of statuses and general principles followed by courts in determining them. A table of cases is provided.

FRANK R. HUBACHEK was a member of the bar of Minneapolis, Minnesota.

This booklet discusses the Provident Loan Society of New York, which was created to make emergency loans in response to the financial panic of 1893–1894. It presents the society’s act of incorporation, its constitution, and a list of remedial loan societies operating in 1932.

ROLF NUGENT worked in the Department of Remedial Loans at the Russell Sage Foundation.

This booklet discusses the English Hire-Purchase Act of 1938 which dealt with restrictions on repossession, provisions for termination of agreements, requirements regarding the form and content of legal instruments, and the contracts to which the act was applicable. The booklet covers each of these topics and includes two appendixes: a chronology of the Hire-Purchase Bill and the text of the Hire-Purchase Act.

JOHN E. HAMM was assistant director of the Department of Consumer Credit Studies at the Russell Sage Foundation.

This booklet provides statistical information, in the form of many tables, on school centers—a school that is used regularly at least one evening a week for two or more activities.

CLARENCE ARTHUR PERRY worked in the Department of Hygiene at the Russell Sage Foundation.

This booklet presents the draft of the Uniform Small Loan Law, regulating lending in the amounts of $300

This booklet reprints an article published in The Family of July 1930. It notes that during the summer of 1929, at the request of the Family Welfare Association of America, the Department of Statistics of the Russell Sage Foundation studied the salaries paid by the member agencies of the association. The study included information on the number of weeks of vacation allowed with pay to each worker on the staff. The booklet reports the results of the study.

RALPH G. HURLIN was director of the Department of Statistics of the Russell Sage Foundation.

This booklet reprints an article from the Proceedings of the Sixtieth Annual Session of the National Conference of Social Work in Detroit in June 1933. The article notes that in 1930, for the first time, the federal census of occupations included in its classification a separate category for social workers. One purpose of the article was to comment on the quality of the data. A second purpose was to present data derived from this first countrywide enumeration concerning the relative number of social workers in different parts of the country in comparison with other professional or near-professional groups.

RALPH G. HURLIN was director of the Department of Statistics of the Russell Sage Foundation.