Skip to main content
Cover image of the book Quiet Revolution
Books

Quiet Revolution

Struggle for the Democratic Party & Shaping of Post-Reform Politics
Author
Byron Shafer
Hardcover
$59.95
Add to Cart
Publication Date
6 in. × 9 in. 628 pages
ISBN
978-0-87154-765-1
Also Available From

About This Book

This is the story of a revolution without fanfare, a hidden struggle for party reform that produced a new era in national politics. From this struggle emerged the greatest deliberately planned and centrally imposed change in the mechanics of delegate selection, and hence presidential nomination, in all of American history. The success of this revolution heralded the arrival of new political coalitions that would alter the very character of presidential politics, from campaign organization to grass-roots participation.

The battle for reform raged within the Democratic party from 1968 to 1972, although it would quickly affect the Republican party as well. It was intense, intricate—and nearly invisible. Yet its chronicle is essential background for political practitioners, professional commentators, and interested citizens alike. And it is the basis for understanding the subsequent course of national politics and the current shape of presidential politics.

Quiet Revolution provides the first definitive account of this struggle for reform, an account that is at once modern political history and an illuminating analysis of contemporary American politics. Based on candid interviews with numerous key participants and on extensive archival material, this compelling narrative offers the fascination of political maneuvers closely observed, the drama of momentous events unfolding, and the challenge of a new politics newly interpreted.

BYRON E. SHAFER is resident scholar at the Russell Sage Foundation.

RSF Journal
View Book Series
Sign Up For Our Mailing List
Apply For Funding
Cover image of the book The Promotion of Social Awareness
Books

The Promotion of Social Awareness

Powerful Lessons from the Partnership of Developmental Theory and Classroom Practice
Author
Robert L. Selman
Paperback
$34.95
Add to Cart
Publication Date
6 in. × 9 in. 344 pages
ISBN
978-0-87154-756-9
Also Available From

About This Book

"In Selman's new work, Jean Piaget meets John Dewey. Thirty years of creative theorizing and research in developmental psychology is forged in the crucible of clinical practice and educational reform."
-J. LAWRENCE ABER, director, National Center for Children in Poverty, Mailman School of Public Health of Columbia University

"In this wise and humane book, Robert Selman integrates the insights that he has gained during his thirty-year career as a distinguished clinical and developmental psychologist. Both the breadth and depth of Selman's vision are remarkable. He offers the reader valuable methods for promoting growth in teachers as well as children; and, just as importantly, he puts practical methods in the context of a systematic theoretical framework, drawn from the best psychological traditions, that enables the reader to think systematically about what children and their teachers need, and why. The book is charter for a truly developmental approach to addressing the social-emotional needs of today's young. Educators, researchers, and all those concerned with the future of our children will find The Promotion of Social Awareness enormously helpful."
-WILLIAM DAMON, professor of education and director, Center on Adolescence, Stanford University

"In The Promotion of Social Awareness, Robert Selman describes the history of his innovative and wide-ranging efforts to promote children's social competence. His multifaceted approach blends and respects both research and practice, showing how each benefits from the other. Beginning with developmental theory and clinical practice, Selman's vision expanded to encompass the use of children's literature to promote social competence, the investigation of teachers' beliefs and practices, and the creation of informative assessments. With his collaborators, he shows in rich detail how research and practice must navigate the broader social and political landscape and confront questions of value and culture. What a model for the committed psychologist!"
-HERBERT GINSBURG, Jacob H. Schiff Foundation Professor of Psychology and Education, Teachers College, Columbia University

"For those who see great promise in developmental psychology for education, and more generally seek to strengthen practice through judicious application of theory, this is a stimulating and valuable book. Educators will surely benefit from making use of it."
-DR. DAVID A. HAMBURG, president emeritus, Carnegie Corporation of New York and visiting scholar, Department of Psychiatry, Cornell University Weill Medical College

Education specialists have written volumes on the best ways to help children learn to read and write, but who is helping them navigate the potentially treacherous waters of social interactions? While in school to study, children are also preoccupied with understanding the rules governing social relationships. Issues of trust and loyalty, rivalry and conflict, belonging and exclusion affect all school-aged children, but very few lesson plans include social development skills.

The Promotion of Social Awareness summarizes thirty years of research on the social development of children in elementary and middle school, and shows how this work has led to a series of programs that promote the social competence of children and adolescents. Rich with lessons drawn from real life, the book includes an in-depth account of the author's partnership with an innovative program designed to help educators promote a sound ethic of social relationships among children, a case study of a teacher particularly gifted at promoting such relationships, and the tale of how the author's theoretical framework fared cross-culturally when exported to Iceland.

The Promotion of Social Awareness documents Robert Selman's efforts both as a practitioner trying to help young people develop their interpersonal skills and as a researcher attempting to understand the factors that promote or hinder social development. Selman believes that getting along with others involves concrete and measurable social skills and actions that can be taught. The book underlines how the science of social development has given rise to initiatives and programs that can be used in educational settings to help children get along with each other, and may in the long run help prevent violence, drug abuse, and prejudice.

Unique in its marriage of theory and practice, The Promotion of Social Awareness will appeal to a wide readership, including developmental psychologists, educators, and parents.

ROBERT L. SELMAN is Roy E. Larsen Professor of Human Development and Education, Harvard Graduate School of Education, and professor of psychology, Harvard Medical School.

RSF Journal
View Book Series
Sign Up For Our Mailing List
Apply For Funding
Cover image of the book Beyond the Boycott
Books

Beyond the Boycott

Labor Rights, Human Rights, and Transnational Activism
Author
Gay W. Seidman
Paperback
$28.95
Add to Cart
Publication Date
6 in. × 9 in. 192 pages
ISBN
978-0-87154-762-0
Also Available From

About This Book

A Volume in the American Sociological Association’s Rose Series in Sociology

"Excellent for anyone studying social change and social movements, as well as for business leaders."
-CHOICE

"Beyond the Boycott draws on careful analysis of cases ranging across time and space from the operation of the Sullivan Principles in South Africa in the apartheid era to monitoring apparel sub-contractors in contemporary Guatemala to generate a provocative and original proposition on the effectiveness of transnational labor rights campaigns. Gay Seidman's well-argued thesis that transnational activists should focus less on corporations and 'workers' rights as human rights' and more on states and 'workers' rights as citizenship rights' is a fresh and stimulating addition to debates on transnational activism that is sure to have a lasting impact."
-PETER B. EVANS, University of California, Berkeley

"In this imaginative study, Gay Seidman explores the implications of the pivotal shift among labor advocates in the anti-globalizaiton movement from a traditional 'labor rights' discourse targeting the national state to a focus on human rights at the global level that relies on 'stateless regulation.' The three case studies reveal the potential of this new form of transnational labor activism, but also expose its limitations-most importantly the ways in which it constructs workers as victims rather than as agents of social transformation. No one else has examined the anti-sweatshop movement and corporate 'codes of conduct' with such a subtle comparative touch. Beyond the Boycott is a must read for anyone concerned about labor and globalization, for scholars and advocates alike."
-RUTH MILKMAN, UCLA

"In Beyond the Boycott, the eminent labor sociologist Gay Seidman provides an indispensable analysis of one of the most urgent questions of our time: How can labor rights be enforced in a global system now devoted to the rights of capital and commerce? By critically examining three major attempts to use the tools of 'stateless regulation,' Seidman makes a powerful argument that transnational activists should refocus their campaigns on restoring the promise of state institutions and democratic citizenship. This gem of a book will be required reading for anyone concerned about social justice in an era of globalization."
-MARK BARENBERG, Columbia University

As the world economy becomes increasingly integrated, companies can shift production to wherever wages are lowest and unions weakest. How can workers defend their rights in an era of mobile capital? With national governments forced to compete for foreign investment by rolling back legal protections for workers, fair trade advocates are enlisting consumers to put market pressure on companies to treat their workers fairly. In Beyond the Boycott, sociologist Gay Seidman asks whether this non-governmental approach can reverse the “race to the bottom” in global labor standards.

Beyond the Boycott examines three campaigns in which activists successfully used the threat of a consumer boycott to pressure companies to accept voluntary codes of conduct and independent monitoring of  work sites. The voluntary Sullivan Code required American corporations operating in apartheid-era South Africa to improve treatment of their workers;  in India, the Rugmark inspection team provides ‘social labels’ for  handknotted carpets made without child labor; and in Guatemala,  COVERCO monitors conditions in factories producing clothing under contract for major American brands. Seidman compares these cases to explore the ingredients of successful campaigns, as well as the inherent limitations facing voluntary monitoring schemes. Despite activists’ emphasis on educating individual consumers to support ethical companies, Seidman finds that, in practice, they have been most successful when they mobilized institutions—such as universities, churches, and shareholder organizations. Moreover, although activists tend to dismiss states’ capabilities, all three cases involved governmental threats of trade sanctions against companies and countries with poor labor records. Finally, Seidman  points to an intractable difficulty of independent workplace monitoring: since consumers rarely distinguish between monitoring schemes and labels, companies can hand pick monitoring organizations, selecting those with the lowest standards for working conditions and the least aggressive inspections. Transnational consumer movements can increase the bargaining power of the global workforce, Seidman argues, but they cannot replace national governments or local campaigns to expand the meaning of citizenship.

As trade and capital move across borders in growing volume and with greater speed, civil society and human rights movements are also becoming more global. Highly original and thought-provoking, Beyond the Boycott vividly depicts the contemporary movement to humanize globalization—its present and its possible future.

GAY W. SEIDMAN is professor of sociology at the University of Wisconsin, Madison.

RSF Journal
View Book Series
Sign Up For Our Mailing List
Apply For Funding
Cover image of the book Making Americans Healthier
Books

Making Americans Healthier

Social and Economic Policy as Health Policy
Editors
Robert F. Schoeni
James S. House
George A. Kaplan
Harold Pollack
Paperback
$37.50
Add to Cart
Publication Date
6.63 in. × 9.25 in. 412 pages
ISBN
978-0-87154-748-4
Also Available From

About This Book

"This volume is the first to examine how public policy aimed at education, income support, welfare, housing, civil rights, and employment may affect health. Since the existing strategy of devoting an increasing share of resources to medical care is at the point of diminishing returns and cannot be sustained in the long run, the approach promoted by this seminal collection deserves and is certain to receive growing attention."
-CHOICE

"In the next fifteen years, baby boomers will enter the elderly population and the number of people over sixty-five in the United States will have doubled, a crisis that will dramatically overwhelm our medical care system. Making Americans Healthier offers crucially important ideas about how we must deal with this challenge."
-S. LEONARD SYME, emeritus professor of epidemiology and community health, School of Public Health, University of California, Berkeley

"This is an absolute must-read book for anyone interested in how government policies can improve population health and reduce health disparities. Throughout most of the twentieth century, developed nations focused almost exclusively on the development of health care services, drugs and technology to cure acute illnesses and chronic disease. In contrast, the twenty-first century promises a much more deliberative effort to understand, endorse, and disseminate social and economic policy to promote health and prevent the onset of illness. Making Americans Healthier provides the keys for opening that prevention door by providing an up-to-date critique and thorough examination of how non-health policies targeted on social and economic problems have impacted population health."
-COLLEEN M. GROGAN, associate professor, School of Social Service Administration, and academic dean, Graduate Program in Health Administration and Policy, University of Chicago

The United States spends billions of dollars annually on social and economic policies aimed at improving the lives of its citizens, but the health consequences associated with these policies are rarely considered. In Making Americans Healthier, a group of multidisciplinary experts shows how social and economic policies seemingly unrelated to medical well-being have dramatic consequences for the health of the American people.

Most previous research concerning problems with health and healthcare in the United States has focused narrowly on issues of medical care and insurance coverage, but Making Americans Healthier demonstrates the important health consequences that policymakers overlook in traditional cost-benefit evaluations of social policy. The contributors examine six critical policy areas: civil rights, education, income support, employment, welfare, and neighborhood and housing. Among the important findings in this book, David Cutler and Adriana Lleras-Muney document the robust relationship between educational attainment and health, and estimate that the health benefits of education may exceed even the well-documented financial returns of education. Pamela Herd, James House, and Robert Schoeni discover notable health benefits associated with the Supplemental Security Income Program, which provides financial support for elderly and disabled Americans. George Kaplan, Nalini Ranjit, and Sarah Burgard document a large and unanticipated improvement in the health of African-American women following the enactment of civil rights legislation in the 1960s.

Making Americans Healthier presents ground-breaking evidence that the health impact of many social policies is substantial. The important findings in this book pave the way for promising new avenues for intervention and convincingly demonstrate that ultimately social and economic policy is health policy.
 

ROBERT F. SCHOENI is professor of public policy and economics, the University of Michigan.

JAMES S. HOUSE is Angus Campbell Collegiate Professor of Sociology and Survey Research, the University of Michigan.

GEORGE A. KAPLAN is the Thomas Francis Collegiate Professor of Public Health, the University of Michigan.

HAROLD POLLACK is associate professor of social service administration, University of Chicago.

CONTRIBUTORS: Marianne P. Bitler, Jeanne Brooks-Gunn, Sarah A. Burgard, Janet Currie, David M. Cutler, Rebecca C. Fauth, Irv Garfinkel. Ben B. Hansen, Pamela Herd, Hilary Hoynes, Daniel Keating, Jean Knab, Adriana Lleras-Muney, Sara McLanahan, Jeffrey D. Morenoff, Enrico Moretti, Theresa L. Osypuk, Richard H. Price,  Nalini Ranjit, Ana V. Diez Roux, Christopher J. Ruhm, Sharon Z. Simonton.

 


A Volume in the National Poverty Center Series on Poverty and Public Policy

RSF Journal
View Book Series
Sign Up For Our Mailing List
Apply For Funding
Cover image of the book Extending Psychological Frontiers
Books

Extending Psychological Frontiers

Selected Works of Leon Festinger
Editors
Stanley Schachter
Michael S. Gazzaniga
Hardcover
$59.95
Add to Cart
Publication Date
6 in. × 9 in. 616 pages
ISBN
780871542755
Also Available From

About This Book

Leon Festinger's forty-year scrutiny of that "curious animal, the modern human being" fundamentally transformed psychological thinking and shaped an entire scientific field, that of social psychology. The twenty-four papers brought together for the first time in Extending Psychological Frontiers encompass the classic contributions and critical turning points of Festinger's long career.

Spanning the post-war decades, this unprecedented volume reveals the full scope, diversity, and import of Festinger's work. Its thematic arrangement clarifies the complex network of problems that preoccupied Festinger and the unique imaginative style that characterized his intellect. Whether examining the voting behavior of Catholics and Jews, the meaning of minute eye movements, the decisions of maze-running rats, or the proselytizing behavior of cultists, Festinger consistently transcended the traditional bounds of the discipline. His theory of cognitive dissonance, which describes how people attempt to resolve the tensions that result when they hold simultaneously two inconsistent beliefs, challenged preexisting psychological theories and produced more important ideas and experimentation than any other development in social psychology. Major writings on group dynamics, decision making, and perceptual processes further underscore the impact of Festinger's research not only on psychology, but also on a wide range of intellectual fronts, from literary theory to ethnology and from historical studies to contemporary political analysis.

Extending Psychological Frontiers is an invaluable resource, providing a comprehensive and coherent picture of an extraordinary body of work.

STANLEY SCHACHTER is Robert Johnson Niven Professor of Social Psychology at Columbia University.

MICHAEL S. GAZZANIGA is Andrew W. Thomson, Jr. Professor of Psychiatry at the Dartmouth Medical School.

RSF Journal
View Book Series
Sign Up For Our Mailing List
Apply For Funding
Cover image of the book Governing New York City
Books

Governing New York City

Politics in the Metropolis
Authors
Wallace S. Sayre
Herbert Kaufman
Hardcover
$71.00
Add to Cart
Publication Date
6 in. × 9 in. 836 pages
ISBN
978-0-87154-732-3
Also Available From

About This Book

This widely acclaimed study of political power in a metropolitan community portrays the political system in its entirety and in balance—and retains much of the drama, the excitement, and the special style of New York City. It discusses the stakes and rules of the city's politics, and the individuals, groups, and official agencies influencing government action.

WALLACE S. SAYRE is Eaton Professor of Public Administration at Columbia University.

HERBERT KAUFMAN is associate professor of political science at Yale University.

RSF Journal
View Book Series
Sign Up For Our Mailing List
Apply For Funding
Cover image of the book Low-Wage Work in the Netherlands
Books

Low-Wage Work in the Netherlands

Editors
Wiemer Salverda
Maarten van Klaveren
Marc van der Meer
Paperback
$19.95
Add to Cart
Publication Date
6.63 in. × 9.25 in. 344 pages
ISBN
978-0-87154-770-5
Also Available From

About This Book

"In the 'war of the models' between variants of capitalism, the Dutch economy has had good and bad publicity. There is the 'Dutch disease' that prices manufacturing out of some markets and criticisms of Dutch collective bargaining as being insufficiently centralized or decentralized. There is also much ballyhoo about the virtues of the Polder model and Dutch economic planning. By examining how the Dutch have dealt with less skilled and low-wage work, Low-Wage Work in the Netherlands illuminates how the Dutch system operates to deal with a problem that affects all economies. The depth of discussion of specific industries and workers offers more insight into how the Dutch do it than the broad generalizations that abound in analyses of the varying capitalist models."
-RICHARD B. FREEMAN, Herbert Ascherman Chair in Economics, Harvard University and Senior Research Fellow in Labour Markets, London School of Economics

"A lot has been written about the so-called Polder model, the Dutch model of consensus building, to which many of its economic successes of the 1990s have been attributed. However, little attention has been paid to the downside of this success: the strong growth of low-wage employment. This volume fills the gap by giving extensive consideration to the bottom segment of the labor market. It is unique in discussing and analyzing low-wage work at the national level as well as at the industry and the company level. It convincingly demonstrates how strong job growth may have the price of erosion of income security and job quality at the lower end of the labor market. Reading Low-Wage Work in the Netherlands is indispensable for everyone who wants to know how the Dutch Polder model really works."
-PAUL DE BEER, Henri Polak Professor of Industrial Relations, University of Amsterdam

"Any student of the low-wage labor market must at some point answer several questions. How much can institutional differences affect the strategies that firms adopt? How, in turn, can these strategies affect outcomes for low-wage workers? Is it possible to create a high road environment for low-skill employment? This fascinating study provides an in-depth analysis that helps answer such questions in industries familiar to all labor market researchers-retail, hotels, health care, call centers, and food-in the context of the 'Dutch model.' The authors weave rich case study information together with statistical data to provide a vivid tapestry of work conditions under the 'Dutch model.' Both their findings and their careful analytic approach make Low-Wage Work in the Netherlands a must read for serious labor market researchers."
-JULIA I. LANE, senior vice president, National Opinion Research Center, University of Chicago

The Dutch economy has often been heralded for accomplishing solid employment growth within a generous welfare system. In recent years, the Netherlands has seen a rise in low-wage work and has maintained one of the lowest unemployment rates in the European Union. Low-Wage Work in the Netherlands narrows in on the causes and consequences of this new development. The authors find that the increase in low-wage work can be partly attributed to a steep rise in the number of part-time jobs and non-standard work contracts—46 percent of Dutch workers hold part-time jobs. The decline in full-time work has challenged historically powerful Dutch unions and has led to a slow but steady dismantling of many social insurance programs from 1979 onward. At the same time, there are hopeful lessons to be gleaned from the Dutch model: low-wage workers benefit from a well-developed system of income transfers, and many move on to higher paying jobs. Low-Wage Work in the Netherlands paints a nuanced picture of the Dutch economy by analyzing institutions that both support and challenge its low-wage workforce.

WIEMER SALVERDA is director of the Amsterdam Institute for Advanced Labour Studies.

MAARTEN VAN KLAVEREN is researcher and consultant at STZ Consultancy and Research.

MARC VAN DER MEER is director of studies at the Amsterdam Institute for Advanced Labour Studies.

CONTRIBUTORS: Ria Hermanussen, Robert Solow, Wim Sprenger, Kea Tijdens, Arjen Van Halem. 

A Volume in the RSF Case Studies of Job Quality in Advanced Economies

RSF Journal
View Book Series
Sign Up For Our Mailing List
Apply For Funding
Cover image of the book Social Capital and Poor Communities
Books

Social Capital and Poor Communities

Editors
Susan Saegert
J. Phillip Thompson
Mark R. Warren
Paperback
$33.95
Add to Cart
Publication Date
6.63 in. × 9.25 in. 352 pages
ISBN
978-0-87154-734-7
Also Available From

About This Book

"This book represents a step in the right direction by making important distinctions among types of social capital. Moreover, it addresses how social capital can be generated and used to combat poverty and promote social justice. By providing direction for policy and community practice, research, and teaching, this volume will be a useful addition to many courses and bookshelves."
-Journal of Community Practice

"A landmark accomplishment on three fronts: the evolution of social capital scholarship, our understanding of the causes and consequences of 'true disadvantage,' and our knowledge of effective approaches to working with poor communities. Deftly integrating the practical applications of theory and the theoretical implications of hard-won lessons from the field, this volume showcases the work of America's finest thinkers and doers in the rapidly expanding social capital universe. In conjunction with related work on poverty in low income countries, these U.S. cases powerfully demonstrate that a focus on building up the social, economic, and political assets-rather than harping on the 'deficits'-of poor communities can rest on rigorous conceptual and empirical foundations, and provide a coherent framework for informed policy and project recommendations. Too many books are labeled 'required reading,' but whether you're a new or seasoned reader of the social capital literature, this volume belongs at the top of the list."
-Michael Woolcock, World Bank and Harvard University

"Social Capital and Poor Communities shows why community building is critical to improving the lives of families in low-income communities, and offers fresh ideas for mobilizing social resources to improve housing, education, health, public safety, and economic development. This important book tackles tough questions about how community organizations can act effectively together, the importance of leadership development and institution-building, and the challenges of working in policy and political arenas. Bringing the latest in social science research together with the results of practical efforts to combat poverty, this volume is must reading for policymakers, practitioners, and all those concerned about justice and equity in America."
-Angela Glover Blackwell, PolicyLink

Neighborhood support groups have always played a key role in helping the poor survive, but combating poverty requires more than simply meeting the needs of day-to-day subsistence. Social Capital and Poor Communities shows the significant achievements that can be made through collective strategies, which empower the poor to become active partners in revitalizing their neighborhoods. Trust and cooperation among residents and local organizations such as churches, small businesses, and unions form the basis of social capital, which provides access to resources that would otherwise be out of reach to poor families.

Social Capital and Poor Communities examines civic initiatives that have built affordable housing, fostered small businesses, promoted neighborhood safety, and increased political participation. At the core of each initiative lie local institutions—church congregations, parent-teacher groups, tenant associations, and community improvement alliances. The contributors explore how such groups build networks of leaders and followers and how the social power they cultivate can be successfully transferred from smaller goals to broader political advocacy. For example, community-based groups often become platforms for leaders hoping to run for local office. Church-based groups and interfaith organizations can lobby for affordable housing, job training programs, and school improvement.

Social Capital and Poor Communities convincingly demonstrates why building social capital is so important in enabling the poor to seek greater access to financial resources and public services. As the contributors make clear, this task is neither automatic nor easy. The book's frank discussions of both successes and failures illustrate the pitfalls—conflicts of interest, resistance from power elites, and racial exclusion—that can threaten even the most promising initiatives. The impressive evidence in this volume offers valuable insights into how goal formation, leadership, and cooperation can be effectively cultivated, resulting in a remarkable force for change and a rich public life even for those communities mired in seemingly hopeless poverty.

SUSAN SAEGERT is professor of environmental psychology at the Graduate Center, City University of New York.

J. PHILLIP THOMPSON is Associate Professor in American politics, Columbia University.

MARK R. WARREN is associate professor in the Graduate School of Education at Harvard University.

CONTRIBUTORS:  Mark Chaves,  Cathy J. Cohen,  Cynthia M. Duncan,  Michael Foley,  Ross Gittell,  Sherman A. James,  Langley C. Keyes,  Margaret Levi,  M. Lisette Lopez,  John D. McCarthy, Lorraine C. Minnite,  Pedro A. Noguera,  Melvin L. Oliver,  Robert Putnam,  Robert J. Sampson,  Amy Schulz,  Robert Y. Shapiro,  Carol B. Stack,  Juliana van Olphen.

A Volume in the Ford Foundation Series on Asset Building

 

RSF Journal
View Book Series
Sign Up For Our Mailing List
Apply For Funding
Cover image of the book Financing Low-Income Communities
Books

Financing Low-Income Communities

Models, Obstacles, and Future Directions
Editor
Julia Sass Rubin
Hardcover
$52.50
Add to Cart
Publication Date
6 in. × 9 in. 344 pages
ISBN
978-0-87154-711-8
Also Available From

About This Book

"Financing Low-Income Communities fills a significant gap in the literature on community development. While much has been written about organizational and political issues, relatively few works explain how to finance activities at the neighborhood level. By definition, low-income communities lack assets. This book is a guide for practitioners and a contribution to scholarship concerning best practices in raising the funds necessary to bring projects to fruition."
-Susan S. Fainstein, Harvard University Graduate School of Design

"Financing Low-Income Communities is a most timely examination of the most critical financial services issues of our day by leading scholars and activists. In exploring the behavior of individuals and their families, the practices of financial institutions, and the policies of regulatory and legislative bodies it maps out directions for steering investment to traditionally underserved communities."
-Gregory D. Squires, George Washington University

"Financing Low-Income Communities is necessary reading for public and private sector leaders addressing the challenges of bringing financial services and capital to poor communities. Leading experts provide critical insights into ways institutions can best serve low income communities, key metrics for evaluating community development programs and policy reforms to overcome the financial exclusion of marginalized neighborhoods."
-Susan M. Wachter, University of Pennsylvania

Access to capital and financial services is crucial for healthy communities.  However, many impoverished individuals and neighborhoods are routinely ignored by mainstream financial institutions.  This neglect led to the creation of community development financial institutions (CDFIs), which provide low-income communities with financial services and act as a conduit to conventional financial organizations and capital markets. Edited by Julia Sass Rubin, Financing Low-Income Communities brings together leading experts in the field to assess what we know about the challenges of bringing financial services and capital to poor communities, map out future lines of research, and propose policy reforms to make these efforts more effective.

The contributors to Financing Low-Income Communities distill research on key topics related to community development finance. Daniel Schneider and Peter Tufano examine the obstacles that make saving and asset accumulation difficult for low-income households—such as the fact that tens of millions of low-income and minority adults don’t have a bank account—and consider solutions, like making it easier for low-wage workers to enroll in 401(K) plans. Jeanne Hogarth, Jane Kolodinksy, and Marianne Hilgert review evidence showing that community-based financial education programs can be effective in changing families’ saving and budgeting patterns.  Lisa Servon proposes strategies for addressing the challenges facing the microenterprise field in the United States.  Julia Sass Rubin discusses ways community loan and venture capital funds have adapted in response to the decreased availability of funding, and considers potential sources of new capital, such as state governments and public pension funds.  Marva Williams explores the evolution and recent performance of community development banks and credit unions.  Kathleen Engel and Patricia McCoy document the proliferation of predatory lenders, who market loans at onerous interest rates to financially vulnerable families and the devastating effects of such lending on communities—from increased crime to falling home values and lower tax revenues. Rachel Bratt reviews the policies and programs used to make rental and owned housing financially accessible.  Rob Hollister proposes a framework for evaluating the contributions of community development financial institutions.

Despite the many accomplishments of CDFIs over the last four decades, changing political and economic conditions make it imperative that they adapt in order to survive.  Financing Low-Income Communities charts out new directions for public and private organizations which aim to end the financial exclusion of marginalized neighborhoods.

JULIA SASS RUBIN is assistant professor at the Edward J. Bloustein School of Planning and Public Policy at Rutgers University.

CONTRIBUTORS: Julia Sass Rubin, Rachel G. Bratt, Kathleen C. Engel, Marianne A. Hilgert, Jeanne M. Hogarth, Robinson Hollister, Jane Kolodinsky, Patricia A. McCoy, Daniel Schneider, Lisa Servon, Peter Tufano, and Marva E. Williams.

RSF Journal
View Book Series
Sign Up For Our Mailing List
Apply For Funding
Cover image of the book Reforming Public Welfare
Books

Reforming Public Welfare

A Critique of the Negative Income Tax Experiment
Authors
Peter K. Rossi
Katharine C. Lyall
Hardcover
Add to Cart
Publication Date
6 in. × 9 in. 208 pages
ISBN
978-0-87154-754-5
Also Available From

About This Book

Shows what happens when a specific social policy is tried out on an experimental basis prior to being enacted into law. By providing a trial of a variety of negative income tax plans carried out over a three-year period in four communities, the New Jersey-Pennsylvania Income Maintenance Experiment was designed to observe whether income maintenance would lead to reduced work effort on the part of those who received subsidies. This book evaluates the final project reports on the experiment issued by Mathematica, Inc. and the Institute for Research on Poverty at the University of Wisconsin.

PETER H. ROSSI is professor of sociology and director of the Social and Demographic Research Institute at the University of Massachusetts, Amherst.

KATHARINE C. LYALL is assistant professor of political economy and senior research associate at the Center for Metropolitan Planning and Research, Johns Hopkins University.

A publication in the Continuities in Evaluation Research series.

RSF Journal
View Book Series
Sign Up For Our Mailing List
Apply For Funding