Some theorists claim that democracy cannot work without trust. According to this argument, democracy fails unless citizens trust that their governing institutions are serving their best interests. Similarly, some assert that democracy works best when people trust one another and have confidence that politicians will look after citizen interests. Questioning such claims, Democracy and the Culture of Skepticism, by Matthew Cleary and Susan Stokes, suggests that skepticism, not trust, is the hallmark of political culture in well-functioning democracies.

Drawing on extensive research in two developing democracies, Argentina and Mexico, Democracy and the Culture of Skepticism shows that in regions of each country with healthy democracies, people do not trust one another more than those living in regions where democracy functions less well, nor do they display more personal trust in governments or politicians. Instead, the defining features of the healthiest democracies are skepticism of government and a belief that politicians act in their constituents' best interest only when it is personally advantageous for them to do so. In contrast to scholars who lament what they see as a breakdown in civic life, Cleary and Stokes find that people residing in healthy democracies do not participate more in civic organizations than others, but in fact, tend to retreat from civic life in favor of private pursuits. The authors conclude that governments are most efficient and responsive when they know that institutions such as the press or an independent judiciary will hold them accountable for their actions.

The question of how much citizens should trust politicians and governments has consumed political theorists since America's founding. In Democracy and the Culture of Skepticism, Matthew Cleary and Susan Stokes test the relationship between trust and the quality of governance, showing that it is not trust, but vigilance and skepticism that provide the foundation for well-functioning democracies.

MATTHEW R. CLEARY is assistant professor of political science in the Maxwell School of Citizenship and Public Affairs at Syracuse University.

SUSAN C. STOKES is professor of political science at Yale University.

A Volume in the Russell Sage Foundation Series on Trust

"This book must be regarded as a greatly important contribution to race relations literature. It is invaluable for the manner in which authors combine the lessons of history with insightful analyses of empirical data to demonstrate patterns of change over the past fifty years in the status of African Americans... Provocative and stimulating reading."—James E. Blackwell, University of Massachusetts, Boston

"Presents a wide-ranging reanalysis of the seminal work done by Gunnar Myrdal in 1944, examining virtually every issue that Myrdal noted as relevant to the American race question. In so doing, Clayton and his contributors have brought the matter up to date and shown how the American dilemma continues into the twenty-first century." —Stanford M. Lyman, Florida Atlantic University

Fifty years after the publication of An American Dilemma, Gunnar Myrdal's epochal study of racism and black disadvantage, An American Dilemma Revisited again confronts the pivotal issue of race in American society and explores how the status of African Americans has changed over the past half century. African Americans have made critical strides since Myrdal's time. Yet despite significant advances, strong economic and social barriers persist, and in many ways the plight of African Americans remains as acute now as it was then. Using Myrdal as a benchmark, each essay analyzes historical developments, examines current conditions, and investigates strategies for positive change within the core arenas of modern society—political, economic, educational, and judicial.

The central question posed by this volume is whether the presence of a disproportionately African American underclass has become a permanent American phenomenon. Several contributors tie the unevenness of black economic mobility to educational limitations, social isolation, and changing workplace demands. The evolution of a more suburban, service-dominated economy that places a premium on advanced academic training has severely constrained the employment prospects of many urban African Americans with limited education. An American Dilemma Revisited argues that there is hope to be found both in black educational institutions, which account for the largest proportion of advanced educational degrees among African Americans, and in the promotion of black community enterprises.

An American Dilemma Revisited asks why the election of many African American leaders has failed to translate into genuine political power or effective policy support for black issues. The rise in membership in Pentecostal and Islamic denonimations suggests that many blacks, frustrated with the political detachment of more traditional churches, continue to pursue more socially concerned activism at a local level. Three essays trace social disaffection among blacks to a legacy of police and judicial discrimination. Mistrust of the police persists, particularly in cities, and black offenders continue to experience harsher treatment at all stages of the trial process.

As Myrdal's book did fifty years ago, An American Dilemma Revisited offers an insightful look at the continuing effects of racial inequality and discrimination in American society and examines different means for removing the specter of racism in the United States.

OBIE CLAYTON, JR. is director of the Morehouse Research Institute and associate professor of sociology at Morehouse College.

CONTRIBUTORS: Walter R. Allen, Timothy Bledsoe, Sissela Bok, John Sibley Butler, Obie Clayton, Jr., Michael W. Combs, William Darity, Jr., Robert A. Dentler, Reynolds Farley, Ronald F. Ferguson, Stephen Graubard, Joseph O. Jewell, Antonio McDaniel, Lee Sigelman, Cassia C. Spohn, Samuel Walker, Wilbur Watson, Susan Welch, and Doris Wilkinson

The majority of African American children live in homes without their fathers, but the proportion of African American children living in intact, two-parent families has risen significantly since 1995. Black Fathers in Contemporary American Society looks at father absence from two sides, offering an in-depth analysis of how the absence of African American fathers affects their children, their relationships, and society as a whole, while countering the notion that father absence and family fragmentation within the African American community is inevitable.

Editors Obie Clayton, Ronald B. Mincy, and David Blankenhorn lead a diverse group of contributors encompassing a range of disciplines and ideological perspectives who all agree that father absence among black families is one of the most pressing social problems today. In part I, the contributors offer possible explanations for the decline in marriage among African American families. William Julius Wilson believes that many men who live in the inner city no longer consider marriage an option because their limited economic prospects do not enable them to provide for a family. Part II considers marriage from an economic perspective, emphasizing that it is in part a wealth-producing institution. Maggie Gallagher points out that married people earn, invest, and save more than single people, and that when marriage rates are low in a community, it is the children who suffer most. In part III, the contributors discuss policies to reduce absentee fatherhood. Wornie Reed demonstrates how public health interventions, such as personal development workshops and work-related skill-building services, can be used to address the causes of fatherlessness. Wade Horn illustrates the positive results achieved by fatherhood programs, especially when held early in a man's life. In the last chapter, Enola Aird notes that from 1995 to 2000, the proportion of African American children living in two-parent, married couple homes rose from 34.8 to 38.9 percent; a significant increase indicating the possible reversal of the long-term shift toward black family fragmentation.

Black Fathers in Contemporary American Society provides an in-depth look at a problem affecting millions of children while offering proof that the trend of father absence is not irrevocable.

OBIE CLAYTON is professor and chair of the Sociology Department at Morehouse College and executive director of the Morehouse Research Institute.

RONALD B. MINCY is the Maurice V. Russell Professor of Social Policy and Social Work Practice at the School of Social Work, Columbia University.

DAVID BLANKENHORN is president of the Institute for American Values.

CONTRIBUTORS: Enola G. Aird, David Blankenhorn, Lawrence D. Bobo, Obie Clayton, Maggie Gallagher, Wade F. Horn, Ronald B. Mincy, Joan W. Moore, Barbara Morrison-Rodriguez, Steven L. Nock, Hillard Pouncy, Wornie L. Reed, and William Julius Wilson.

The strike against the World Trade Center on September 11, 2001, was a violent blow against the United States and a symbolic attack on capitalism and commerce. It shut down one of the world’s busiest commercial centers for weeks, destroyed or damaged billions of dollars worth of property, and forced many New York City employers to slash their payrolls or move jobs to other areas. The immediate economic effect was substantial, but how badly did 9/11 affect New York City’s economy in the longer term? In Resilient City, Howard Chernick and a team of economic experts examine the city’s economic recovery in the three years following the destruction of the Twin Towers.

Assessing multiple facets of the New York City economy in the years after 9/11, Resilient City discerns many hopeful signs among persistent troubles. Analysis by economist Sanders Korenman indicates that the value of New York–based companies did not fall relative to other firms, indicating that investors still believe that there are business advantages to operating in New York despite higher rates of terrorism insurance and concerns about future attacks. Cordelia Reimers separates the economic effect of 9/11 from the effects of the 2001 recession by comparing employment and wage trends for disadvantaged workers in New York with those in five major U.S. cities. She finds that New Yorkers fared at least as well as people in other cities, suggesting that the decline in earnings and employment for low-income New York workers in 2002 was due more to the recession than to the effects of 9/11. Still, troubles remain for New York City. Howard Chernick considers the substantial fiscal implications of the terrorist attacks on New York City, estimating that the attack cost the city about $3 billion in the first two years alone; a sum that the city now must make up through large tax increases, spending cuts, and substantial additional borrowing, which will inevitably be a burden on future budgets.

The terrorist attacks of September 11 dealt a severe blow to the economy of New York City, but it was far from a knock-out punch. Resilient City shows that New York’s dynamic, flexible economy has absorbed the hardships inflicted by the attacks, and provides a thorough, authoritative assessment of what, so far, has been a strong recovery.

HOWARD CHERNICK is professor of economics at Hunter College of the City University of New York.

CONTRIBUTORS:  Joshua Chang,  Oliver D. Cooke,  Franz Fuerst,  Andrew F. Haughwout,  Edward W. Hill,  Sanders Korenman,  Iryna Lendel,  James A. Parrott,  Cordelia W. Reimers,  Jonathan A. Schwabish. 

A September 11 Initiative Volume

Semi-Finalist for the Robert F. Kennedy Memorial Book Award

In the five years following the passage of federal welfare reform law, the labor force participation of low-income, single mothers with young children climbed by more than 25 percent. With significantly more hours spent outside the home, single working mothers face a serious childcare crunch—how can they provide quality care for their children? In Putting Children First, Ajay Chaudry follows forty-two low-income families in New York City over three years to illuminate the plight of these mothers and the ways in which they respond to the difficult challenge of providing for their children’s material and developmental needs with limited resources.

Using the words of the women themselves, Chaudry tells a startling story. Scarce subsidies, complicated bureaucracies, inflexible work schedules, and limited choices force families to piece together care arrangements that are often unstable, unreliable, inconvenient, and of limited quality. Because their wages are so low, these women are forced to rely on inexpensive caregivers who are often under-qualified to serve the developmental needs of their children. Even when these mothers find good, affordable care, it rarely lasts long because their volatile employment situations throw their needs into constant flux. The average woman in Chaudry’s sample had to find five different primary caregivers in her child’s first four years, while over a quarter of them needed seven or more in that time.

This book lets single, low-income mothers describe the childcare arrangements they desire and the ways that options available to them fail to meet even their most basic needs. As Chaudry tracks these women through erratic childcare spells, he reveals the strategies they employ, the tremendous costs they incur and the anxiety they face when trying to ensure that their children are given proper care.

Honest, powerful, and alarming, Putting Children First gives a fresh perspective on work and family for the disadvantaged. It infuses a human voice into the ongoing debate about the effectiveness of welfare reform, showing the flaws of a social policy based solely on personal responsibility without concurrent societal responsibility, and suggesting a better path for the future.

AJAY CHAUDRY is a writer on social policy issues and a faculty and senior research fellow in urban policy and management at New School University.

Los Angeles is a city of delicate racial and ethnic balance. As evidenced by the 1965 Watts violence, the 1992 Rodney King riots, and this year’s award-winning film Crash, the city’s myriad racial groups coexist uneasily together, often on the brink of confrontation. In fact, Los Angeles is highly segregated, with racial and ethnic groups clustered in homogeneous neighborhoods. These residential groupings have profound effects on the economic well-being and quality of life of residents, dictating which jobs they can access, which social networks they can tap in to, and which schools they attend. In Won’t You Be My Neighbor?, sociologist Camille Zubrinsky Charles explores how modern racial attitudes shape and are shaped by the places in which people live.

Using in-depth survey data and information from focus groups with members of L.A.’s largest racial and ethnic groups, Won’t You Be My Neighbor? explores why Los Angeles remains a segregated city. Charles finds that people of all backgrounds prefer both racial integration and a critical mass of same-race neighbors. When asked to reveal their preferred level of racial integration, people of all races show a clear and consistent order of preference, with whites considered the most highly desired neighbors and blacks the least desirable. This is even true among recent immigrants who have little experience with American race relations. Charles finds that these preferences, which are driven primarily by racial prejudice and minority-group fears of white hostility, taken together with financial considerations, strongly affect people’s decisions about where they live. Still, Charles offers reasons for optimism: over time and with increased exposure to other racial and ethnic groups, people show an increased willingness to live with neighbors of other races.

In a racially and ethnically diverse city, segregated neighborhoods can foster distrust, reinforce stereotypes, and agitate inter-group tensions. Won’t You Be My Neighbor? zeroes in on segregated neighborhoods to provide a compelling examination of the way contemporary racial attitudes shape, and are shaped by, the places where we live.

CAMILLE ZUBRINSKY CHARLES is associate professor of sociology and faculty associate director of the Center for Africana Studies at the University of Pennsylvania.

The role of women in higher education, as in many other settings, has undergone dramatic changes during the past two decades. This significant period of progress and transition is definitively assessed in the landmark volume, Women in Academe.

Crowded out by returning veterans and pressed by social expectations to marry early and raise children, women in the 1940s and 1950s lost many of the educational gains they had made in previous decades. In the 1960s women began to catch up, and by the 1970s women were taking rapid strides in academic life. As documented in this comprehensive study, the combined impact of the women’s movement and increased legislative attention to issues of equality enabled women to make significant advances as students and, to a lesser extent, in teaching and academic administration. Women in Academe traces the phenomenal growth of women’s studies programs, the notable gains of women in non-traditional fields, the emergence of campus women’s centers and research institutes, and the increasing presence of minority and re-entry women. Also examined are the uncertain future of women’s colleges and the disappointingly slow movement of women into faculty and administrative positions.

This authoritative volume provides more current and extensive data on its subject than any other study now available. Clearly and objectively, it tells an impressive story of progress achieved—and of important work still to be done.

MARIAM K. CHAMBERLAIN is founding president of the National Council for Research on Women.

CONTRIBUTORS: Helen S. Astin,  Jean W. Campbell, Mary Ellen S. Capek,  Maren Lockwood Carden,  Mariam K. Chamberlain,  Carol Frances,  Jane Gould,  Lilli S. Hornig,  Florence Howe,  Marjorie Lightman,  Virginia Davis Nordin,  Patricia Ann Palmieri, Bernice R. Sandler,  Cynthia Secor,  Donna Shavlik,  Margaret C. Simms.

"Cogently argued, fills an important gap in the literature, and is accessible to undergraduates." —Choice

"Dismantles the mythology surrounding pawnshops and check-cashing outlets, and demonstrates that they are no longer on the fringe of our financial system but integral to it."—San Francisco Bay Guardian

In today's world of electronic cash transfers, automated teller machines, and credit cards, the image of the musty, junk-laden pawnshop seems a relic of the past. But it is not. The 1980s witnessed a tremendous boom in pawnbroking. There are now more pawnshops thanever before in U.S. history, and they are found not only in large cities but in towns and suburbs throughout the nation. As John Caskey demonstrates in Fringe Banking, the increased public patronage of both pawnshops and commercial check-cashing outlets signals the growing number of American households now living on a cash-only basis, with no connection to any mainstream credit facilities or banking services.

Fringe Banking is the first comprehensive study of pawnshops and check-cashing outlets, profiling their operations, customers, and recent growth from family-owned shops to such successful outlet chains as Cash American and ACE America's Cash Express. It explains why, despite interest rates and fees substantially higher than those of banks, their use has so dramatically increased. According to Caskey, declining family earnings, changing family structures, a growing immigrant population, and lack of household budgeting skills has greatly reduced the demand for bank deposit services among millions of Americans. In addition, banks responded to 1980s regulatory changes by increasing fees on deposit accounts with small balances and closing branches in many poor urban areas.

These factors combined to leave many low- and moderate-income families without access to checking privileges, credit services, and bank loans. Pawnshops and check-cashing outlets provide such families with essential financial services thay cannot obtain elsewhere. Caskey notes that fringe banks, particularly check-cashing outlets, are also utilized by families who could participate in the formal banking system, but are willing to pay more for convenience and quick access to cash. Caskey argues that, contrary to their historical reputation as predators milking the poor and desperate, pawnshops and check-cashing outlets play a key financial role for disadvantaged groups. Citing the inconsistent and often unenforced state laws currently governing the industry, Fringe Banking challenges policy makers to design regulations that will allow fringe banks to remain profitable without exploiting the customers who depend on them.

JOHN P. CASKEY is associate professor of economics at Swarthmore College.

Do plummeting welfare caseloads and rising employment prove that welfare reform policies have succeeded, or is this success due primarily to the job explosion created by today's robust economy? With roughly one to two million people expected to leave welfare in the coming decades, uncertainty about their long-term prospects troubles many social scientists. Finding Jobs offers a thorough examination of the low-skill labor market and its capacity to sustain this rising tide of workers, many of whom are single mothers with limited education. Each chapter examines specific trends in the labor market to ask such questions as: How secure are these low-skill jobs, particularly in the event of a recession? What can these workers expect in terms of wage growth and career advancement opportunities? How will a surge in the workforce affect opportunities for those already employed in low-skill jobs?

Finding Jobs offers both good and bad news about work and welfare reform. Although the research presented in this book demonstrates that it is possible to find jobs for people who have traditionally relied on public assistance, it also offers cautionary evidence that today's strong economy may mask enduring underlying problems. Finding Jobs shows that the low-wage labor market is particularly vulnerable to economic downswings and that lower skilled workers enjoy less job stability. Several chapters illustrate why financial incentives, such as the Earned Income Tax Credit (EITC), are as essential to encouraging workforce participation as job search programs. Other chapters show the importance of including provisions for health insurance, and of increasing subsidies for child care to assist the large population of working single mothers affected by welfare reform.

Finding Jobs also examines the potential costs of new welfare restrictions. It looks at how states can improve their flexibility in imposing time limits on families receiving welfare, and calls into question the cutbacks in eligibility for immigrants, who traditionally have relied less on public assistance than their native-born counterparts.

Finding Jobs is an informative and wide-ranging inquiry into the issues raised by welfare reform. Based on comprehensive new data, this volume offers valuable guidance to policymakers looking to design policies that will increase work, raise incomes, and lower poverty in changing economic conditions.

REBECCA M. BLANK is dean of the Gerald R. Ford School of Public Policy and Henry Carter Adams Collegiate Professor of Public Policy at the University of Michigan. She is also research associate of the National Bureau of Economic Research.

DAVID E. CARD is Class of 1950 Professor of Economics and head of the Center for Labor Economics at the University of California, Berkeley. He is also research associate of the National Bureau of Economic Research.

CONTRIBUTORS: Patricia Anderson, Timothy Bartik, Kristin Butcher, Janet Currie, Stacy Dickert-Conlin, David T. Ellwood, Tricia Gladden, Douglas Holtz-Eakin, Harry J. Holzer, Hilary Hoynes, Luojia Hu, Robert J. LaLonde, Phillip B. Levine, Susan E. Mayer, Robert A. Moffitt, LaDonna A. Pavetti, Philip K. Robins, Christopher Taber, Jane Waldfogel, Elisabeth D. Welty, Aaron Yelowitz

Often described as an emergency, homelessness in America is becoming a chronic condition that reflects an overall decline in the nation's standard of living and the general state of the economy. This is the disturbing conclusion drawn by Martha Burt in Over the Edge, a timely book that takes a clear-eyed look at the astonishing surge in the homeless population during the 1980s.

Assembling and analyzing data from 147 U.S. cities, Burt documents the increase in homelessness and proposes a comprehensive explanation of its causes, incorporating economic, personal, and policy determinants. Her unique research answers many provocative questions: Why did homelessness continue to spiral even after economic conditions improved in 1983? Why is it significantly greater in cities with both high poverty rates and high per capita income? What can be done about the problem?

Burt points to the significant catalysts of homelessness—the decline of manufacturing jobs in the inner city, the increased cost of living, the tight rental housing market, diminished household income, and reductions in public benefit programs—all of which exert pressures on the more vulnerable of the extremely poor. She looks at the special problems facing the homeless, including the growing number of mentally ill and chemically dependent individuals, and explains why certain groups—minorities and low-skilled men, single men and women, and families headed by women—are at greatest risk of becoming homeless. Burt's analysis reveals that homelessness arises from no single factor, but is instead perpetuated by pivotal interactions between external social and economic conditions and personal vulnerabilities.

From an understanding of these interactions, Over the Edge builds lucid, realistic recommendations for policymakers struggling to alleviate a situation of grave consequence for our entire society.

MARTHA R. BURT is director of the Social Services Research Program at the Urban Institute.